Georgia Reverse Mortgage Information

Georgia Reverse Mortgage Information

Unlock Your Home's Equity: Georgia Reverse Mortgage Information

Welcome to Mutual of Omaha Reverse Mortgage in Georgia, your trusted resource for comprehensive information on reverse mortgages in the Peach State. If you're a homeowner aged 62 or older in Georgia, including Atlanta, Augusta, Savannah, Smyrna, Macon, or anywhere in Georgia, discover how you can leverage your home equity to achieve financial security and peace of mind in retirement.

Meet Larry McAnarney: Your Trusted Reverse Mortgage Expert

Larry McAnarney, HECM Loan Specialist

Larry McAnarney

HECM Loan Specialist

NMLS# 21059 | 815-703-4745

Larry has been a distinguished leader in the reverse mortgage industry since 1998, helping homeowners across Georgia navigate the complexities of reverse mortgages. As a Certified Senior Advisor (CSA) and member of the National Reverse Mortgage Lenders Association (NRMLA), Larry brings unparalleled expertise and dedication to every client he serves.

Why Choose Larry McAnarney?

Larry's extensive knowledge and deep understanding of the reverse mortgage landscape make him a trusted advisor for Georgia homeowners seeking to unlock the potential of their home equity. Whether you're looking to supplement your retirement income, fund healthcare expenses, or pursue your dream retirement, Larry is committed to providing personalized guidance and support tailored to your unique financial goals.

Your Path to Financial Freedom Starts Here

Explore our comprehensive resources on reverse mortgages in Georgia, curated by Larry and his team of experienced reverse mortgage specialists. From informative guides and articles to personalized consultations, we're here to help you make informed decisions about your home equity and secure your financial future.

Get Started Today

Ready to take the next step towards financial freedom? Contact Larry McAnarney at 815-703-4745 to schedule a consultation. Discover how a reverse mortgage can empower you to enjoy retirement on your terms, with confidence and peace of mind.

Experience Larry McAnarney's Expertise

Trust Larry to guide you through the reverse mortgage process with integrity, professionalism, and a commitment to excellence. Take advantage of Larry's wealth of experience and discover the possibilities of a reverse mortgage in Georgia today.

Get a Quote Today

Verified Reviews

(211)

Very Happy With My Decision My experience with Larry was just wonderful. He was available for all my questions and had all the answers, I am very happy with both my decision to obtain a reverse mortgage and that Larry was the representative I chose to work with. If anyone would ask me about a reverse mortgage I would not hesitate to give them Larry's name.

Burton Y — Jul 24, 2017

Retirement Income Planning Larry has been talking to us over the years about the benefits of a reverse mortgage in retirement income planning. It took us a while to feel comfortable with the idea, but once we understood the concept of growth in available funds over the years we decided to move ahead. It just gives our financial advisor more flexibility in the distribution phase of our retirement plan. We are very happy with the reverse mortgage and how Larry stuck in there with us.      

Brad M — Sep 6, 2024

Larry Explained Everything Larry did a great job of explaining and guiding us through a reverse mortgage. Much more complicated than we had thought. You need a lot of help and Larry was there to provide it.    

Alan & Donna C — Mar 23, 2020

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Reverse Mortgage Frequently Asked Questions

Yes, refinancing is possible. This option may be to your advantage if your home increases in value, making more funds available.

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A HECM is a reverse mortgage loan that's insured by the Federal Housing Administration (FHA).

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You’ll repay the loan balance, any fees that have been added, and the accrued interest. Homeowners (or their heirs) usually…

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Use the proceeds for the things you need and want. For example: refinancing your existing mortgage(s) to improve cash flow; consolidating…

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The funds from a reverse mortgage generally do not affect regular Social Security or Medicare benefits. However, needs-based benefits, such as Medicaid…

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Reverse mortgages are available with either fixed or variable rates. Borrowers who elect a fixed-rate…

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A reverse mortgage is a home-secured loan that’s exclusively for homeowners and homebuyers age 62 and older. It allows borrowers to convert some of…

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You have a number of choices for how you receive your funds:

  • Lump sum
  • Monthly…
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A reverse mortgage offers certain advantages:

  • With a traditional home equity loan or home equity line of credit, you…
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With the exception of a fee for government-required reverse mortgage counseling, most of the fees associated with a reverse mortgage can be financed…

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The specific amount depends on several factors, including:

  • Your…
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Typically, reverse mortgage loan funds are not subject to income tax. Contact your tax advisor for additional details.

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Yes. For many homeowners age 62 and older who are looking to refinance their mortgage(s) or consolidate debt to reduce their monthly bills, a reverse…

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The loan must be paid in full when one of the following occurs:

  •  A “maturity event” —…
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The other borrower continues to own and live in the home — and enjoy all the benefits of their reverse mortgage.

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To be eligible for a reverse mortgage, you’ll need to meet the requirements set by the federal government:

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Yes, with the HECM (Home Equity Conversion Mortgage) for Purchase loan, qualified borrowers can use their loan proceeds…

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