North Dakota Reverse Mortgage Information

North Dakota Reverse Mortgage Information

Unlock Your Home's Equity: North Dakota Reverse Mortgage Information

Welcome to Mutual of Omaha Reverse Mortgage in North Dakota, your trusted resource for comprehensive information on reverse mortgages in the Lengendary State. If you're a homeowner aged 62 or older in Fargo, Bismarck, Grand Forks, Mandan, or anywhere else in North Dakota, discover how you can leverage your home equity to achieve financial security and peace of mind in retirement. Whether you want to explore the scenic Badlands, take in a summer evening along the Red River, or be close to family and friends, a reverse mortgage can provide the financial freedom to make these choices your own.

Meet Larry McAnarney: Your Trusted Reverse Mortgage Expert

Larry McAnarney, HECM Loan Specialist

Larry McAnarney

HECM Loan Specialist

NMLS# 21059 | 815-703-4745

When considering a reverse mortgage, it’s important to work with a knowledgeable and trusted professional. Larry McAnarney, a leading reverse mortgage specialist with Mutual of Omaha Mortgage, is here to help North Dakota homeowners navigate this process with confidence. With years of experience, Larry provides personalized guidance and support, ensuring that you understand all aspects of a reverse mortgage and how it can benefit you.

Why Choose Larry McAnarney?

Mutual of Omaha Reverse Mortgage is a respected name in the industry, known for its commitment to customer service and transparency. As a part of this reputable institution, Larry McAnarney offers the expertise you need to make the best financial decision for your retirement.

Your Path to Financial Freedom Starts Here

Explore our comprehensive resources on reverse mortgages in North Dakota, provided by Larry and his team of experienced specialists. From informative guides and articles to personalized consultations, we're here to help you make informed decisions about your home equity and secure your financial future.

Get Started with Larry McAnarney at Mutual of Omaha Mortgage

If you think a reverse mortgage might be right for you, Larry McAnarney and the team at Mutual of Omaha Mortgage are here to help. They understand the unique needs of North Dakota seniors and can guide you through every step of the process. Contact Larry today at 815-703-4745 to schedule a consultation.

Experience Larry McAnarney's Expertise

Trust Larry to guide you through the reverse mortgage process with integrity, professionalism, and a commitment to excellence. Discover the benefits of a reverse mortgage tailored to your needs in North Dakota today.

Your financial future starts here. Get a Quote.

Verified Reviews

(211)

Very Thoughtful and Professional Larry is a very thoughtful and professional person. He carefully and with great patience took me through the process and gained my respect and trust. Always available and always following up, without the sales push and aggressiveness of other companies I talked with. Great person to work with and I highly recommend him      

Javier I — Feb 13, 2018

Expertise and Professionalism Undoubtedly an expertise and professionalism in handling my father's reverse mortgage and its logistical challenge of myself being the lead and voice on my father's part. This was complicated by me being based about a 1000 miles away from my Dad but Larry leaped over all obstacles like a real PRO. I truly appreciate his extreme patience throughout this whole process.      

Juan V — Nov 12, 2018

The Process Went Smoothly All questions were answered in a timely manner. Process went along smoothly .

Norm J — May 3, 2023

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Reverse Mortgage Frequently Asked Questions

Yes, refinancing is possible. This option may be to your advantage if your home increases in value, making more funds available.

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A HECM is a reverse mortgage loan that's insured by the Federal Housing Administration (FHA).

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You’ll repay the loan balance, any fees that have been added, and the accrued interest. Homeowners (or their heirs) usually…

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Use the proceeds for the things you need and want. For example: refinancing your existing mortgage(s) to improve cash flow; consolidating…

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The funds from a reverse mortgage generally do not affect regular Social Security or Medicare benefits. However, needs-based benefits, such as Medicaid…

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Reverse mortgages are available with either fixed or variable rates. Borrowers who elect a fixed-rate…

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A reverse mortgage is a home-secured loan that’s exclusively for homeowners and homebuyers age 62 and older. It allows borrowers to convert some of…

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You have a number of choices for how you receive your funds:

  • Lump sum
  • Monthly…
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A reverse mortgage offers certain advantages:

  • With a traditional home equity loan or home equity line of credit, you…
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With the exception of a fee for government-required reverse mortgage counseling, most of the fees associated with a reverse mortgage can be financed…

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The specific amount depends on several factors, including:

  • Your…
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Typically, reverse mortgage loan funds are not subject to income tax. Contact your tax advisor for additional details.

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Yes. For many homeowners age 62 and older who are looking to refinance their mortgage(s) or consolidate debt to reduce their monthly bills, a reverse…

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The loan must be paid in full when one of the following occurs:

  •  A “maturity event” —…
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The other borrower continues to own and live in the home — and enjoy all the benefits of their reverse mortgage.

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To be eligible for a reverse mortgage, you’ll need to meet the requirements set by the federal government:

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Yes, with the HECM (Home Equity Conversion Mortgage) for Purchase loan, qualified borrowers can use their loan proceeds…

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Below are just a few of the North Dakota cities and counties where you can obtain a reverse mortgage.